SharpCredit

Welcome to SharpCredit

Loans up to ₦50,000, approved within 3 minutes! When you need it, we have prepared it for you.

Your SharpCredit personal loan helps you to meet your various financial needs in case of emergency.

No matter what your goal is. SharpCredit personal loans provide you with the perfect solution.

APPLY NOW

100% Digital Process

Truly digital process with no paperwork

0.4%-6.8%

Annualized interest rate

Get an Instant Loan in 24 Hours – Hassle-Free Process

An Instant Loan is a kind of personal loan that involves minimum documentation, quick approval, and a relatively simple application process. The best part about applying for an instant loan is that it saves you valuable time as you don't need to visit a bank or fill out lengthy documents.

FREE Credit Score

Get your credit score and credit report every month.

Payments History

Check your loan and credit card repayment history.

Improve Credit Score

Personalised insights to improve your credit score.

Safe And Secure

Your data is safe & never shared with 3rd parties.

Features you can't say no to!

Use SharpCredit - Nigerian's fastest credit lending app to buy new products or address unexpected financial needs. Experience a true digital credit facility and repay your loan in an easy and hassle-free manner.